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Principal Data Science

Discover

Riverwoods, IL
Full Time
Senior
130k-182k
about 2 months ago

Job Description

About the Role

Discover. A brighter future. With us, you'll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. We value what makes you unique so that you have an opportunity to shine. Come build your future, while being the reason millions of people find a brighter financial future with Discover. Discover is a division of Capital One, N.A., and is committed to creating an inclusive and equitable workplace, valuing compliance, risk management, and diversity.

Key Responsibilities

  • Responsible for working closely with management to execute analytical initiatives.
  • Provide thought leadership & strategic thinking to solve business problems using techniques such as segmentation, optimization, advanced analytics, and machine learning.
  • Monitor performance metrics and KPIs to ensure goals are met and course correct as necessary.
  • Actively manage and escalate risk and customer-impacting issues within the role to management.
  • Translate business problems into analytical frameworks and recommend actions and insights.
  • Collaborate with cross-functional partners to understand business needs, gather data, perform analysis, and deliver presentations.
  • Establish and maintain performance tracking, identify improvement opportunities, and design tests to enhance strategy.
  • Lead development and implementation of advanced analytics including customer segmentation, prescriptive analytics, and machine learning algorithms.
  • Develop analytical capabilities to create long-term strategic data/analytics assets.
  • Deliver presentations of findings and recommendations to leadership, including visual displays of data.
  • Develop and automate reports, build dashboards, and provide insights at scale.
  • Follow standard work processes, recommend process improvements, and continuously improve technical and leadership skills.

Requirements

  • Bachelor's degree in Analytics, Engineering, Statistics, or related field.
  • 6+ years of work experience in Credit Risk, Fraud Risk, Marketing Analytics, Optimization, Operations Analytics, Modeling/Data Science, or related areas.
  • Proficiency in statistical analysis, experimental design, modeling, and financial impact analysis.
  • Ability to collaborate with cross-functional teams and translate business needs into analytical solutions.
  • Strong communication skills for delivering presentations and visualizations.
  • Ability to operate office equipment and communicate verbally and in writing.

Nice to Have

  • Master's degree in Analytics, Engineering, Statistics, Mathematics.
  • Previous experience in Payments or Financial Services.

Qualifications

  • Educational background as specified in requirements.
  • Experience in relevant analytics and risk management areas.

Benefits & Perks

  • Paid Parental Leave
  • Paid Time Off
  • 401(k) Plan
  • Medical, Dental, Vision, & Health Savings Account
  • Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances
  • Recognition Program
  • Education Assistance
  • Commuter Benefits
  • Family Support Programs
  • Employee Stock Purchase Plan

Working at Discover

Our collaborative culture is built on core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. We value diversity and inclusion, and are committed to creating an equitable workplace. We emphasize continuous learning, risk management, and delivering meaningful work that makes a difference for millions of customers.

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Job Details

Posted AtJun 12, 2025
Job CategoryData Science
Salary130k-182k
Job TypeFull Time
Work ModeRemote
ExperienceSenior

Job Skills

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About Discover

Website

discover.com

Company Size

10000+ employees

Location

Riverwoods, IL

Industry

Credit Card Issuing

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