Wells Fargo & Company - Institutional Retirement & Trust business logo

Principal Engineer

Wells Fargo & Company - Institutional Retirement & Trust business

Irving, TX
Full Time
Senior
14 days ago

Job Description

About the Role

Wells Fargo is seeking a Principal Engineer to join the PCI team within the Consumer Technology Architecture & Engineering organization. This role focuses on leading technical solutions for large complex programs to protect cardholder data, acting as a technical expert and collaborator across multiple teams. The position involves innovative AI-driven solutions to enhance PCI compliance and risk management, with a strong emphasis on data security and enterprise architecture.

Key Responsibilities

  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
  • Translate advanced technology experience, an in-depth knowledge of the organization's tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
  • Lead engineering efforts to implement and maintain PCI-compliant architectures across the enterprise
  • Collaborate with Lines of Business, Risk, Security, and Compliance teams to identify cardholder data risks and design remediation strategies
  • Develop and maintain scalable, secure solutions for cardholder data protection in alignment with PCI DSS requirements
  • Design and prototype AI/agentic AI solutions to improve PCI-related processes such as data discovery, classification, risk scoring, and automated evidence generation
  • Serve as a subject matter expert on PCI standards and AI technologies, mentoring other engineers and influencing enterprise architecture
  • Contribute to enterprise-level PCI strategy and technology roadmaps
  • Evaluate and integrate tools that support PCI compliance, such as data tokenization, encryption, logging, and AI-driven policy enforcement
  • Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
  • Maintain knowledge of industry best practices and new technologies and recommend innovations that enhance operations or provide a competitive advantage
  • Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership

Requirements

  • 7+ years of Engineering experience, or equivalent demonstrated through work experience, training, military experience, or education
  • 7+ years deep understanding of PCI DSS requirements, including experience implementing compliant solutions
  • 7+ years of hands-on Java and Python experience
  • 7+ years of deep understanding and hands-on experience with microservices, restful APIs, event-driven and integration architecture
  • 7+ years of experience with databases and data models
  • 5+ years of Agile experience

Nice to Have

  • Ability to lead the strategy and resolution of highly complex and unique challenges requiring in-depth technical evaluation across multiple product areas
  • Provide technology vision, direction, and expertise to leadership on implementing innovative and significant business solutions
  • Experience with the engineering, design, deployment, and architecture of data at rest encryption or tokenization solutions
  • Experience with PCI scope reduction techniques (e.g., tokenization, P2PE, segmentation)
  • Knowledge of agentic AI concepts and their application to security or compliance use cases
  • Contributions to open-source security tools, AI frameworks, or PCI industry working groups
  • Certifications: PCI ISA or AI/ML certifications

Qualifications

  • Educational background implied in 7+ years of experience or equivalent

Benefits & Perks

  • May be considered for a discretionary bonus, Restricted Share Rights, or other long-term incentive awards

Working at Wells Fargo & Company - Institutional Retirement & Trust business

Wells Fargo values building strong customer relationships while maintaining a strong risk mitigating and compliance-driven culture. Employees are accountable for executing risk programs, adhering to policies, and making sound risk decisions. The organization emphasizes proactive monitoring, governance, risk identification, escalation, and fostering a culture of compliance and operational excellence.

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Job Details

Posted AtJun 6, 2025
Job CategoryData Science
SalaryCompetitive salary
Job TypeFull Time
Work ModeOnsite
ExperienceSenior

About Wells Fargo & Company - Institutional Retirement & Trust business

Website

wellsfargo.com

Company Size

5001-10000 employees

Location

Irving, TX

Industry

Commercial Banking

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