Quadpay logo

Software Engineer (Purchasing)

Quadpay

New York City, NY
Full Time
Senior
125k-140k
8 days ago

Job Description

About the Role

Join Zip's Engineering function as a Software Engineer on our Purchasing team, where you'll work on systems that power how customers initiate Zip payment plans by issuing and managing virtual cards through integrations with card issuers. This role involves designing scalable, secure, and high-performance systems in a fast-paced, agile environment, contributing to our mission of building fairer, more flexible ways for people to pay. You will collaborate closely with cross-functional teams to deliver high-quality solutions that handle complex payment flows and support our payment infrastructure at scale.

Key Responsibilities

  • Design and develop scalable, secure, and high-performance backend systems using C# and the .NET ecosystem.
  • Build and evolve services that handle virtual card lifecycle management, including issuance, balance tracking, transaction flows, and settlement.
  • Support complex payment flows such as pre-orders and backorders, where funding and fulfillment can be decoupled or delayed.
  • Handle real-world edge cases in transaction processing, such as blind refunds, over-captures, and disputing transactions.
  • Work with incremental and partial authorizations, ensuring speed and reliability in time-sensitive authorization flows.
  • Contribute to system performance optimization and reduction of complexity.
  • Collaborate with cross-functional teams (product management, risk, data) to reduce fraud losses and improve transaction volume efficiency.
  • Support digital wallet integrations for adding virtual cards for in-store purchases.
  • Participate in architectural discussions, planning sessions, and feature design.
  • Share knowledge, promote best practices, and coach junior engineers to foster a high-performance culture.
  • Engage in continuous improvement through process and technology enhancements.
  • Support system scaling, maintenance, and evolution to accommodate new issuer integrations and card capabilities.
  • Contribute to a blameless culture and adapt to a dynamic, fast-paced environment.

Requirements

  • 5+ years of professional experience in backend software engineering.
  • Bachelor's degree in Computer Science or a related field.
  • Proven experience building scalable, reliable, and secure applications using C# and the .NET ecosystem.
  • Strong understanding of architectural patterns such as event sourcing, domain-driven design, and microservices.
  • Hands-on experience designing, building, and scaling applications on Microsoft Azure, ideally in high-volume environments.
  • Familiarity with Azure services such as Cosmos DB, Service Bus, App Configuration, and Key Vault.
  • Experience with Azure functions in a production environment, including building, deploying, and monitoring serverless workflows.
  • Exposure to payment systems or transaction processing, including working with card networks, issuers, or payment gateways.
  • Proactive attitude, strong attention to detail, and ability to produce high-quality work within deadlines.
  • Experience contributing to large-scale process migrations and system efficiency improvements.
  • Familiarity with relational database design, schema optimization, and data integrity; experience with CQRS is a plus.
  • Demonstrated use of AI in professional roles.

Nice to Have

  • Experience with AI applications in system performance.
  • Experience working in enterprise or high-volume environments.
  • Knowledge of financial flows and payment industry standards.

Qualifications

  • Bachelor's degree in Computer Science or a related field

Benefits & Perks

  • Flexible working culture
  • Incentive programs
  • 20 days PTO every year
  • Generous paid parental leave
  • Leading family support policies
  • 100% employer covered insurance
  • Learning and wellness subscription stipend
  • Company-sponsored 401k match

Working at Quadpay

Zip is committed to a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything that makes you unique. We are dedicated to accessible and inclusive recruitment processes and fostering a positive, inclusive team environment that aligns with our values of Customer First, Own It, Stronger Together, and Change the Game.

Apply Now

Job Details

Posted AtAug 7, 2025
Salary125k-140k
Job TypeFull Time
Work ModeRemote
ExperienceSenior

Job Skills

AI Insights

Key skills identified from this job posting

Sign upto access all insights for this job

About Quadpay

Website

quadpay.com

Company Size

51-100 employees

Location

New York City, NY

Industry

Financial Transactions Processing, Reserve, and Clearinghouse Activities

Get job alerts

Set up personalized alerts for your job search and get tailored job digests for close matches