Senior Manager - Open Banking Product and Strategy

About the Role

Key Responsibilities

• Lead the development and execution of American Express's US Open Banking product and strategy, with a focus on scaling external facing Open Banking APIs with regulatory, partner and business priorities.
• Own the product roadmap and feature backlog for US Open Banking APIs, ensuring prioritization aligns with customer value, partner needs, compliance obligations and enterprise objectives.
• Manage and grow relationships with strategic third-party partners and aggregators, supporting onboarding, integration and go-to-market execution for data sharing use cases.
• Serve as the product lead for all US Open Banking API related initiatives, driving clarity across cross-functional stakeholders, including product development, engineering, compliance, legal and operations.
• Collaborate closely with Government Affairs and Compliance teams to ensure product delivery supports adherence to US data-sharing regulations and related industry standards.
• Define, implement and support operational controls, metrics and governance practice to ensure resilient and secure API delivery and performance.
• Monitor external trends, industry movements, and regulatory developments in the US Open Banking and Open Finance ecosystems to inform internal product and partner strategy.
• Represent American Express in cross-industry working groups and forums to help shape the future of Open Banking standards and interoperability frameworks.

Requirements

• 5+ years of experience in either API product management, Open Banking/Open Finance, or digital financial services, preferably within a highly regulated environment (e.g. banking, fintech or payments).
• Strong product management skills and ability to identify commercial opportunities.
• Ability to influence decisions and drive alignment across cross-functional teams.
• Experience in executing industry-wide partnership strategies to build innovative customer experiences.
• Strong negotiation skills and ability to independently drive complex negotiations to completion.
• Strong verbal and written communication skills - including the ability to collaborate with different departments across product, engineering, legal internally and externally.
• Ability to flourish and be proactive with minimal guidance.

Nice to Have

• Experience working within a regulated environment such as banking, fintech, or payments.
• Experience with industry-wide partnership strategies.
• Knowledge of US data-sharing regulations and industry standards.

Qualifications

• 5+ years of experience in API product management, Open Banking/Open Finance, or digital financial services
• Preferably experience within a highly regulated environment such as banking, fintech, or payments

Benefits & Perks

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities